Disclaimer

I was getting a friend to proof read, and he reminded me that a disclaimer was missing. I'm sure anyone who reads this should already know the risks involved. Since I have no idea how to write one, here's my rudimentary attempt at it.

Disclaimer
I am only a member of the programs introduced and discussed here. I hold no responsibility to any losses whatsoever should a program fail to keep up to it's promised returns. So proceed at your own peril.